NewCo Capital Group, LLC and its affiliates (“Company,” “We,” or “Us”) respect your privacy and are committed to protecting it through our compliance with this policy. This policy describes the types of information we may collect from you or that you may provide when you visit the website NewCoCapitalGroup.com and related web pages (the “Website”), as well as our mobile application NewCo Mobile, and our practices for collecting, using, maintaining, protecting, and disclosing that information.
We may collect several types of information from and about users of the Website or mobile application, including information:
Information Provided by You Directly
The information you provide to us directly may include:
You also may provide information to be published or displayed (hereinafter, “posted”) on public areas of the Website or mobile application or transmitted to other users of the Website or mobile application or third parties (collectively, “User Contributions”). Your User Contributions are posted on and transmitted to others at your own risk. Although we limit access to certain pages, please be aware that no security measures are perfect or impenetrable. Additionally, we cannot control the actions of other users of the Website or mobile application with whom you may choose to share your User Contributions. Therefore, we cannot and do not guarantee who may viewyour User Contributions.
As you navigate through and interact with the Website or mobile application, we may use automatic data collection technologies including analytics services, cookies and web beacons to collect certain information about your equipment, browsing actions, and patterns, including:
We also may use these technologies to collect information about your online activities over time and across third-party websites or other online services (behavioral tracking). For information on how you can opt out of behavioral tracking on the Website (to the extent permitted or required by applicable law) and how we respond to web browser signals and other mechanisms that enable consumers to exercise choice about behavioral tracking, see How We Respond to “Do Not Track” Signals, below.
The information we collect automatically may include personal information, or we may maintain it or associate it with personal information we collect in other ways or receive from third parties. It helps us to improve the Website and mobile application and to deliver a better and more personalized service, including by enabling us to:
Some content or applications, including advertisements, on the Website or mobile application may be served by third parties, including advertisers, ad networks and servers, content providers, and application providers.
These third parties may use cookies alone or in conjunction with web beacons or other tracking technologies to collect information about you when you use our Website or mobile application. The information they collect may be associated with your personal information or they may collect information, including personal information, about your online activities over time and across different websites and other online services. They may use this information to provide you with interest-based (behavioral) advertising or other targeted content. Among others, the Website is served by Google Analytics that sets cookies to calculate visitor, session and campaign data and track site usage for the site’s analytics report. The cookies store information anonymously and assign a randomly generated number to recognize unique visitors. You can usually adjust your browser settings to accept or reject cookies. Please be aware that disabling cookies may affect the functionality of certain areas of our website.
We do not control these third parties’ tracking technologies or how they may be used. If you have any questions about an advertisement or other targeted content, you should contact the responsible provider directly. For information about how you can control whether you receive targeted advertising from many providers, see Choices About How We Use and Disclose Your Information, below.
We may use information that we collect about you or that you provide to us, including any personal information:
We may also use your information to contact you about our own and third-parties’ goods and services that may be of interest to you if you registered for our newsletter upon sign-up. If we have sent you a promotional email, you may opt out of future promotional emails by clicking the “Unsubscribe” button in the body of the email. For more information, see Choices About How We Use and Disclose Your Information, below.
To the extent permitted by applicable law, we may use the information we have collected from you to enable us to display advertisements to our advertisers’ target audiences. Even though we do not disclose your personal information for these purposes without your consent, if you click on or otherwise interact with an advertisement, the advertiser may assume that you meet its target criteria unless prohibited from doing so under applicable law.
We may disclose aggregated or anonymized information about our users, and information that does not identify any individual, without restriction to the extent permitted by law.
We may disclose personal information that we collect or you provide as described in this privacy policy:
We may also disclose your personal information:
You have choices regarding the personal information you provide to us. We have created mechanisms to provide you with the following control over your information:
California and Canada residents may have additional personal information rights and choices. Please see Your California/Canada Privacy Rights, below, for more information. Nevada residents who wish to exercise their sale opt-out rights under Nevada Revised Statutes Chapter 603A may submit a request to this designated address: info@NewCoCapitalGroup.com. However, please know we do not currently sell data triggering that statute’s opt-out requirements.
You may send us an email at info@NewCoCapitalGroup.com to request access to, correct or delete any personal information that you have provided to us. We cannot delete your personal information except by also deleting your user account. We may not accommodate a request to change information if we believe the change would violate any law or legal requirement or cause the information to be incorrect.
If you delete your User Contributions from the Website or mobile application, copies of your User Contributions may remain viewable in cached and archived pages or might have been copied or stored by other users. Proper access and use of information provided on the Website or mobile application, including User Contributions, is governed by our Terms of Use.
California/ Canadaresidents may have additional personal information rights and choices. Please see Your California/ CanadaPrivacy Rights, below, for more information
California law requires us to let you know how we respond to web browser Do Not Track (“DNT”) signals. Because there currently is not an industry or legal standard for recognizing or honoring DNT signals, we do not respond to them at this time. We await the result of work by the privacy community and industry to determine when such a response is appropriate and what form it should take.
We and our service providers have implemented physical, technological and organizational measures designed to secure your personal information from accidental loss and from unauthorized access, use, alteration, and disclosure. All information you provide to us is stored on secure servers behind firewalls. The safety and security of your information also depends on you. Where we have given you (or where you have chosen) a password for access to certain parts of the Website or mobile application, you are responsible for keeping this password confidential.
We ask you not to share your password with anyone. We urge you to be careful about giving out information in public areas of the Website or mobile application like message boards. The information you share in public areas may be viewed by any user of the Website or mobile application. Unfortunately, the transmission of information via the internet is not completely secure.
Although we do our best to protect your personal information, we cannot guarantee the security of your personal information transmitted to the Website or mobile application. Any transmission of personal information is at your own risk. We are not responsible for circumvention of any privacy settings or security measures contained on the Website or mobile application.
If you are a California resident, California law may provide you with additional rights regarding our use of your personal information. Pursuant to California Civil Code Section 1798.83(c)(2), we do not share your personal information with third parties for their direct marketing use. If you are a California resident under the age of 18, and a registered user of any site where this policy is posted, California Business and Professions Code Section 22581 permits you to request and obtain removal of content or information you have publicly posted. To make such a request, please send an email with a detailed description of the specific content or information to info@NewCoCapitalGroup.com.
Please be aware that such a request does not ensure complete or comprehensive removal of the content or information you have posted and that there may be circumstances in which the law does not require or allow removal even if requested.
The California Consumer Privacy Act (the “CCPA”) and California Privacy Rights Act (the “CPRA,” collectively the “California Privacy Laws”), affords California residents certain rights regarding their personal information, including the right to request information regarding the collection, use, and disclosure of their personal information, the right to request deletion of their personal information, and the right to opt-out of the sale of their personal information. This section provides information about the California Privacy Laws and about the type of personal information we collect and share with other companies. It also explains how you can make requests to us regarding your personal information. Any terms defined in the California Privacy Laws have the same meaning when used in this section.
Right to Know What Personal Information is Collected About You and How It Is Used
You have the right to know what categories and specific pieces of personal information we collect about you, the sources from which we collect personal information, our business or commercial purpose for the collection, use, and sharing of your personal information, and any categories of third parties to whom we sell or with whom we share your personal information. You have the right to request that we disclose certain information to you about our collection and use of your personal information over the past 12 months. Once we receive and confirm your verifiable consumer request, we will disclose to you:
You have the right to request that we delete any of your personal information that we collected from you and retained, subject to certain exceptions. Once we receive and confirm your verifiable consumer request, we will delete, and direct our service providers to delete, your personal information from our records, unless an exception applies.
We may deny your deletion request if retaining the information is necessary for us, or our service providers, to:
For more information about these and other situations in which we may not delete your information, please see Cal. Civil Code § 1798.105(d).
Right to Data Portability
You have the right to request that we provide you with a copy of personal information we have collected and maintained about you in the past 12 months. California Privacy Laws allow you to request your information from us up to twice during a twelve (12) month period. We will provide our response in a readily usable format, which is usually electronic.
You have the right to request that we correct any personal information we retain about you.
At the time this Privacy Policy was last updated, we (1) DO NOT SELL personal information; and (2) we DO SHARE personal information for the purpose of cross-context behavioral advertising. You have the right to opt out of the sharing of your personal information, along with the right to opt in to the sale of such information. If we sell or share any of your personal information, you may, at any time, tell us not to sell or share your personal information.
To exercise your Right to Know, Right to Data Portability, Right to Correct, or Right to Delete as described above, please submit a verifiable consumer request to us by either:
Only you, or your authorized agent, may make a verifiable consumer request related to your personal information. You may also make a verifiable consumer request on behalf of your minor. The verifiable consumer request must:
We cannot respond to your request or provide you with personal information if we cannot verify your identity or authority to make the request and confirm the personal information relates to you. We will only use personal information provided in a verifiable consumer request to verify the requestor’s identity or authority to make the request.
Making a verifiable consumer request does not require you to create an account with us.
To use an authorized agent to make a verifiable consumer request, you must provide the authorized agent written authorization to do so. You may also be required to verify your own identity directly with us. We may deny a request from an authorized agent that does not submit proof that they have been authorized to act on your behalf. Such requirements, however, will not apply where you have provided the authorized agent with power of attorney pursuant to Cal. Probate Code §§ 4000 to 4465.
Upon receiving a Request to Know or a Request to Delete, we will confirm receipt within 10 days and provide information about how we will process the request, how we will verify your identity, and when you should expect a response (except in cases in which we have already granted or denied the request). We endeavor to respond to a verifiable consumer request within forty-five (45) days of its receipt. If we require more time, we will inform you of the reason and extension period in writing.
If you have an account with us, we will deliver our written response to that account. If you do not have an account with us, we will deliver our written response by mail or electronically, at your option.
Any disclosures we provide will only cover the 12-month period preceding the verifiable consumer request’s receipt. The response we provide will also explain the reasons we cannot comply with a request, if applicable. For Right to Know requests, we will select a format to provide your personal information that is readily useable and should allow you to transmit the information from one entity to another entity without hindrance.
To exercise the right to opt-out, you (or your authorized representative) may submit a request to us by visiting [HERE].
Once you make an opt-out request, we will wait at least twelve (12) months before asking you to reauthorize personal information sharing. However, you may change your mind and opt back in to personal information sharing at any time by signing up for emails.
You do not need to create an account with us to exercise your opt-out rights. We will only use personal information provided in an opt-out request to review and comply with the request.
If we have a good faith, reasonable, and documented belief that a request to opt-out is fraudulent, we may deny the request.
We will not discriminate against you for exercising any of your California rights. Unless permitted by California law, we will not:
The Texas Data Privacy and Security Act (TDPSA) provides Texas residents with the rights listed below, subject to applicable law. The categories of personal information we process, our purposes for processing your personal data, the categories of personal data that we share with third parties and the categories of third parties with whom we share it are detailed above in this Privacy Policy.
Certain rights that you may have concerning your personal data are set forth in this Privacy Policy. The TDPSA provides you with the following additional rights:
If you wish to opt out of the processing of your personal information for targeted advertising, please click the Do Not Share My Personal Information link on the website.
To exercise any of your Texas privacy rights, or if you have any questions about your privacy rights, you may contact us by:
NewCo is located in the United States. Residents of Canada have privacy rights that may vary based on the province/territory in which you live. Under certain circumstances and subject to applicable laws, supported by a written request and proof of identification, you may access information about you that we have collected, used or disclosed, and/or ask that it be corrected, and/or withdraw your consent to our disclosure or use of your information.
As required or permitted by applicable law, you may be entitled to additional rights, including: (i) the right to control the dissemination of your Information; (ii) the right to receive computerized information collected from you in a structured, commonly used and technological format and to have this information transferred directly to another organization; (iii) the right to be informed of and submit observations regarding automated decision-making; and (iv) the right to request information about data processing.
Finally, you also have a right to lodge a complaint with a competent data protection authority, in particular in the region where you normally reside, where we are based or where an alleged infringement of data protection law has taken place.
To exercise any of these rights, please contact us as set forth in the “Contact Information” section below.
In some cases, we collect your consent to collect, use or disclose your personal information for purposes set out in this Privacy Policy. Please note, you cannot withdraw your consent to the collection, use and disclosure of your personal information if (i) we are legally required to collect, use or disclose your personal information; (ii) it relates to a product we have granted to you and where we are required to collect and exchange your personal information on an ongoing bases with credit bureaus or other funders, or (iii) it is being shared with our affiliates that are providing you with a jointly offered product or service. Withdrawing your consent in certain situations may also mean that we may not be able to provide you with the products or services you have or requested.
We may monitor or record our incoming or outgoing telephone calls to ensure accuracy, security, service quality for training purposes, to protect you against fraud, and to establish a record. We will tell you when we are recording a call and if you do not wish to have your call recorded you have other options to conduct business with us such as online or contacting us in writing.
It is our policy to post any changes we make to our privacy policy on this page. If we make material changes to how we treat our users’ personal information, we will notify you through a notice on the Website home page, or directly if required by applicable law. The date the privacy policy was last revised is identified at the top of the page.
You are responsible for ensuring we have an up-to-date active and deliverable email address for you, and for periodically visiting the Website or mobile application and this privacy policy to check for any changes.
To ask questions or comment about this privacy policy and our privacy practices, to exercise your privacy rights, or to register a complaint or concern, please contact Legal Department NewCo Capital Group at: info@NewCoCapitalGroup.com.
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